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First Time Home Buyer BEST MORTGAGE DEALS When Buying a House | First Time Home Buyer Loan Programs
 
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Thanks to Sean Glennon of The Glennon Group at Home Savings & Trust Mortgage for hosting this video. Connect with Sean below: Sean Glennon The Glennon Group Sr. Vice President/Partner Office: 703-766-4630 www.hstmortgage.com www.seanglennonloans.com sglennon at hstmortgage.com Real Estate Continuing Education Online Classes: https://goo.gl/Cr4Tpf Looking for a real estate agent in your city? I have a network of top producing agents around the country. Email me and I can put you in contact with an agent in your area [email protected] Real estate agent and Realtor Matt Leighton sits down with VP and Partner of Home Savings & Trust Mortgage Sean Glennon to talk about the best mortgage deals for first time home buyers. Subscribe for more real estate videos: http://www.youtube.com/subscription_center?add_user=themattleighton First Time Home Buyer - Best Mortgage Deals Timestamps 0:16 - What is the best home loan program for a first time home buyer? 1:10 - If you are a Veteran, what is the best loan program for you? 3:00 - Are buyers purchasing homes with low-downpayment programs only to re-financing out of the loan once they purchase the home? 4:35 - What does it take to be eligible for a grant program? 5:51 - Out of the last 100 first time home buyers that you've worked with, what has been the most popular mortgage program? Fannie Mae Home Ready Loan Program https://www.fanniemae.com/singlefamily/homeready Find Matt here: https://instagram.com/TheMattLeighton https://www.snapchat.com/add/mpleighton https://www.facebook.com/TheMattLeighton https://twitter.com/TheMattLeighton https://www.linkedin.com/in/TheMattLeighton MY EQUIPMENT LINKS TO AMAZON The camera I use - https://goo.gl/3n13gS The lens I use - https://goo.gl/hS8a1s The mic I use - https://goo.gl/kSeu8J The memory card I use - https://goo.gl/t4wdXj The camera flash I use - https://goo.gl/pi2gmj The gimbal I use - https://goo.gl/xKMj8t The gorilla pod I use - https://goo.gl/jLLL5q The intervalometer I use - https://goo.gl/EV2KWo The iPad I use - https://goo.gl/G9onPp Business inquires [email protected] Matt Leighton - Arlington VA Real Estate Agent Matt [at] Orange Line Condo dot com Century 21 Redwood Realty 1934 Wilson Blvd Arlington, VA 22201
Views: 29827 Matt Leighton
'Lease purchase' as a way to buy your next home
 
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Many Atlantans have lost their homes to foreclosure, yet still need a place to live. If your credit has been ruined, but you still can afford to pay rent, consider looking for a "lease purchase" opportunity. It might be just right for you! A "lease-option" is nothing more than a lease agreement that gives the renter the right, but not the duty, to purchase the property under certain terms in the future. Some people call it "rent to own." It should be a win-win document. Here are the questions to ask: 1. Is there an UP-FRONT FEE of any kind, and is it REFUNDABLE? We're all familiar with a security deposit, which is a payment designed to protect the owner from damage beyond normal wear and tear. Return the property in clean condition and you should get your security deposit refunded. But with a LEASE PURCHASE agreement, the landlord may ask for an OPTION FEE, and it may cost several thousand dollars. You should ask these questions: Is it refundable, and if so, under what exact circumstances? Does it apply to the purchase price if you decide to buy, and if you decide NOT to buy, who gets that money? 2. What is the TERM of the OPTION? If you are seeking a lease-purchase because your credit has been damaged, you should meet with a reputable lender and talk about how long it will take to clean up your credit and come to a position where you might realistically be qualified for an FHA loan. Depending on your situation, it might take up to 36 months. You want your option to last at least as long as you think you will need. 3. Is the rent competitive? Remember, there’s no such thing as the LAST RENTAL HOUSE, so you can afford to be a little picky. You should not have to agree to pay any more than market rent for the right to buy the house in the future. To determine fair market rent, you'll need to shop and compare available rentals in the area you want to live. If a landlord offers a lease-purchase but it is priced too high, don't be afraid to negotiate. 4. Does a Portion of the Rent Apply toward the Purchase? If so, how much? And where will that money be kept until you decide if you are going to purchase or not? In a perfect world, we'd live to see the owner putting the up front fee and the monthly option fee into an escrow-trust account. But your owner may have different ideas. This is another area where your attorney can give you some ideas. 5. What will the selling price be? In Georgia, an option agreement must state what the price will be or must describe how the price might be easily determined. In a world of rising real estate prices, a renter would love to lock in prices now and buy three years later. In a world of falling prices, just the opposite. Perhaps the most fair way to set a price is for each side to hire an appraiser and split the difference between the estimations. No one has a crystal ball, especially in this market. 6. TAKE GOOD CARE of your PROPERTY Most lease purchase agreements make reference to the fact that the renter must not be late with any rental payments of the option may be canceled by the owner. If you are serious about buying the house, treat it like it was your own. Be prepared to handle minor repairs on your own. This demonstrates to both seller and lender that you are ready to once again own your home. 7. If You Decide to NOT BUY, Just Walk Away! In the process of living in the house for a number of years, you may decide that the house just isn't right for you and your family. Maybe your situation has changed - kids are now off at college or maybe you need more bedrooms. In any case, you should be able to just walk away at the end of your lease with no penalty. Make sure that is in writing. 8. If you Decide to Buy, Who Pays for Closing Costs? Remember that many sellers today agree to pay closing costs as an inducement to purchase. Make sure your option agreement spells out who is responsible for what costs associated with the closing. Ask your lender to estimate NOW the typical costs of a new loan, and include them in your negotiations. 9. HAVE THE OPTION DOCUMENT REVIEWED BY A REAL ESTATE ATTORNEY In a Lease Purchase agreement, there are many decisions that need to be made in advance, and your real estate attorney is the best person to review these decisions with you. Make sure you do this before you sign anything. After you sign on the dotted line, it's too late to make a change in the lease.
Views: 2074 FOX 5 Atlanta
PURCHASE LEASE OPTION STRATEGY EXPLAINED | Simon Zutshi
 
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For FREE valuable training about Purchase Lease Options by Simon Zutshi, click on the link below: https://property.isrefer.com/go/plo101/Youtube/ In this video, which is an introduction to Purchase Lease Option Strategy, Simon Zutshi, author of the Amazon's No.1 Best Seller Property Magic, explains what Purchase Lease Options are. He tells us how you can use them to gain cash flow and equity growth from property you don't own. With Purchase Lease Options you can control properties without having to put in the normal 25% deposit or even having to get mortgages on property. To learn more about you use and profit from Purchase Lease Options, then you might want to listen to or read Simon Zutshi's book, Property Magic. This is available on Amazon and Audible. [Chapter 6 is all about Purchase Lease Options] For FREE valuable training about Purchase Lease Options by Simon Zutshi, click on the link below: https://property.isrefer.com/go/plo101/Youtube/
Views: 19746 Simon Zutshi
2018 Down Payment Assistance, Loan Options, Grants Home buying 101 Chicago, Illinois
 
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Hey there, In this video we're going be talking about down payment assistance, grants and loan options. For all the links and flyers please go to my blog post https://www.seesonia.com/down-payment-grants-chicago/ Hey there, this is your chica Sonia where I teach you how to buy, sell and invest in houses for Chicago Lifestyle. Century 21 affiliated broker and y hablo espanol. Don't forget to like, subscribe and I'm also on Instagram and SnapChat as well. And on this video we're going be talking about down payment assistance, grants and loan options. So check it out. So let's talk down payment assistance and, again, this applies for the state of Illinois. If you are not in the state of Illinois, so sorry Charlie, but investigate on your own for your own state. IHDA, which stands for Illinois Housing Development Authority, has a program called 1st Home Illinois. Gives you $7,500 towards down payment or closing costs. However, there's certain things that apply. You do have to be first time home buyer. You can buy a single family or one to two unit buildings. You do have to include $1,000 or 1% of the purchase price, which ever one is greater. And there's certain targeted areas as well that apply. Most importantly there are income limits that you have to abide by. So, for example, if you're a family of one or two, you cannot make more than 94,800 and your credit score must be 640 and above. I will be writing a blog post about it and including all the links below as well. Next up is a grant. So this is kind of brand new for 2018. The city of Chicago actually has a grant where you can get up to 7% of the total amount of the loan purchase. It's based on income. Do not have to be a first time home buyer. You also have to include $1,000 of your own money or 1% of purchase price. Again, which ever one is greater, and your income level cannot be more than a $131,775. I'd also recommend that if you are buying in a suburb of Chicago, that you check with the municipality, the community, the neighborhood, and find out if they have a down payment assistance programs or grants, because every community is a little bit different. Call the municipality up and find out if they have assistance for you. Loan options. Guys, you really have to talk to your broker in terms of loan options. There's so many different options out there in terms of loans where you can ask your broker about 3% down payment, no PMI, which is called mortgage insurance, no origination fee, and also closing costs, guys. Some of these brokers are willing to give you closing cost assistance, but you must ask them. They're not going to volunteer that for you. So ask your mortgage broker about closing costs. Sometimes they can give up to 750, 1,500, or they can even buy down your rate for free. So ask your broker about that. That's loan options. Don't forget to like, subscribe. Here are the rest of my platforms *** Website: http://www.seesonia.com *** Twitter: http://bit.ly/SoniaTwitter *** Facebook: http://bit.ly/SoniaFacebook *** Pinterest: http://bit.ly/SoniaPinterest *** Instagram: http://bit.ly/instagramSonia *** Snapchat: https://snapchat.com/add/soniafigueroare
Views: 2195 Sonia Figueroa
20% VS  5% Down for a home purchase
 
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Check out the infographic, watch the video, completely disagree more with what Zillow is trying to say and advise, "Don't believe the hype" http://www.zillow.com/blog/infographic-20-percent-down-payment-152672/
Views: 25666 Mortgage Maestro Group
The Importance of Location & Lot Size When Buying A New Home?
 
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See how important the Location and Lot Size are when buying a new home. View New Homes in Tampa at http://bit.ly/298ukGR. Contact me: http://www.tampa2enjoy.com/contact-us/. In this new homes video. I go talk about the importance of choosing the location and how the lot size plays such an important part of the new home buying process. This is a real eye-opener for 99% of new homes buyers or anyone viewing new homes in Tampa (or anywhere for that matter). I know you have all heard the key phrase to remember when purchasing a new home….it is all dependent on one thing…location…location…location. Those who tell you this key phrase are speaking the truth. In real estate, location has a lot to do with or should have a lot to do with your home buying options. The last thing you want to do is build a home in the Tampa area with a very slow growth, because when it comes time to sell your home in Tampa you could take a big loss. While your home may be worth well over $200,000 if the homes around yours are only appraising at $170,000 then that can bring your home’s value down. Location is very important, I recommend getting with a Tampa real estate agent who knows the areas in which you are looking at purchasing land or a home in. Search for clubs, gyms, parks, worship places, schools, or any amusements you enjoy using our Lifestyle Search... Click here: http://bit.ly/1XjjnSt Another thing to think is the lot size you are wanting to put your home on. If you really think about it, the lot is the most valuable part of the home, without the lot your home would not be able to exist. Think of the lot as the value and the home the commodity in this equation. The bigger the lot you have most times you can have a bigger home, more expensive home, more elaborate home. If you have ever noticed you don’t see huge elaborate homes placed on little 40’ lots, you see them on 70’ or 80’ lots. The size of the lot determines how big your home can be, you want to have some lot space left so that you can a nice yard around your home. If this is all confusing for you look into hiring a real estate agent in your area, and get their expert opinions and input. Ask questions and interview Tampa real estate agents who are considered “new home’ experts and have been in this business for years. If you are looking for a pre-owned or new home please contact me. I would love to help you and your family. If you like this video, please give it a thumbs up or give me a comment. Don't forget to "Subscribe" to my YouTube Channel. Please contact me if you have any questions. Love this? Like our page on Facebook.com/TampaRealEstateExpert Follow us on Twitter.com/tampa2enjoy Lance Mohr Mohr Realty Group at Keller Williams 813-317-4009 http://www.tampa2enjoy.com See how important the Location and Lot Size are when buying a new home: https://www.youtube.com/watch?v=cahehuFMts4
Views: 13356 Lance Mohr
How I Bought MY FIRST HOUSE and became FINANCIALLY INDEPENDENT at 25!
 
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If your parents are like me, you have been told, ‘Beta, get a job after graduation and be loyal to one company until you retire.’ And the only financial advice you got from them is how to write a check. With this golden knowledge, at the age of 21, I became a Software Engineer, at an I.T company that was paying me peanuts. Money was bad, salary hike was almost zero, work was pathetic and my growth was stagnant. Every month my salary would barely survive the end of the month. But a girl needs money. To study further, to travel, to buy a house, to save for emergency, to save for retirement. But most importantly, I needed money because I wanted to make my own life decisions. All of us worry about gender equality, but that will come only after we first become financially independent. And a 9 to 7 job is not going to get you that independence. And yet, I am the only one in the family who got a house before I turned 25. And for that you don’t have to work for 10 hours every day. You have to make smart financial decisions. And trust me, this is something that every girl should know. It not only helps your career, but it also changes the dynamics of any relationship that you are in. Be it mother, wife, daughter. Because you will not be considered a ‘dependent’ anymore. So girls, no matter if you are 20, 30 or 40, by the end of this video, I will tell you how even if you have low income, more responsibilities, debt, taxes, you can still start investing now. Because it’s not about how much money you earn. It’s about what you do with it. ************************************************************************************* STOCK MARKET BASICS: Stock Market for Beginners: https://youtu.be/x0G4WtO0LCQ How to Open your DEMAT Account Online: https://youtu.be/t9OICNhilAA Register Your Zerodha Account here: http://bit.ly/TUF-Zerodha Register and Pay Rs. 300/- and get 7 TRADING & INVESTMENT EDUCATIONAL COURSES WORTH Rs. 31,500/- for FREE! You will receive the courses within 24-48 hrs after you finish the registration process. If you still haven't received it, then enter your details here and Zerodha team will contact and send you the courses: https://forms.gle/w96vGfAxJGWaXhtv7 ************************************************************************************* KEEP IN TOUCH: Facebook: https://www.facebook.com/TheUrbanFight/ Instagram: https://www.instagram.com/theurbanfight/ #TheUrbanFight #FinanceForLadies #HowToGetYourDreamHouse #HowToBuyYourOwnHouse #HowToMakeMoreMoney #HowToGetRich #HowToBuyHouse
Views: 1426001 The Urban Fight
9 Ways to Save Money When Buying New Construction!
 
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In today's home buying tips episode you'll learn 9 ways to save money when buying new construction! **Watch the full video to learn how to save money on new home construction and more about the new construction home buying process. Thank you!** Timeline: 1:11 - BONUS: 7 Common Factors That Influence Builder Pricing! 1. 3:43 - Understand How Builder's Work! 2. 5:23 - Know the Best Time to Buy New Construction Homes! 3. 6:41 - Builder List Prices! 4. 7:48 - Builder's Aren't like Us! 5. 9:29 - Get Everything in Writing! 6. 10:18 - WYSIWYG...OR...Maybe Not! 7. 12:31 - Buying the Model Home! 8. 13:32 - Research the Builder! 9. 14:36 - Know the Builder's Lender...AND YOUR OPTIONS! 10. 15:44 - Your Turn! Share your savvy buying new construction home negotiation tips with us along with your favorite parts of this video in the comments section below. Thank you! Selling a house doesn't have to be hard. Find the right real estate agent to help you and it can actually be fantastically fun and very exciting! =) If you want help finding one of the best real estate agents in the nation, a CRS please let me know. I'm here to help! Want to know more about buying new construction in Las Vegas or about Las Vegas real estate? Simply reach out to me. I'm here to help! Las Vegas New Construction: https://www.andrewfinneyteam.com/las-vegas/new-construction/ Henderson New Construction: https://www.andrewfinneyteam.com/henderson/new-construction/ North Las Vegas New Construction: https://www.andrewfinneyteam.com/north-las-vegas/new-construction/ Summerlin New Construction: https://www.andrewfinneyteam.com/summerlin/new-construction/ Thank you for watching! =) Enjoy an amazing day! -Your Real Estate Geek, Andrew Finney Contact info: Andrew Finney USMC Combat Veteran/ Trusted Real Estate Advisor License #S.0173260 - Las Vegas Realtor Call/ Text: 702-710-0287 Email: [email protected] https://www.andrewfinneyteam.com/ BHHS, Nevada Properties 7475 W. Sahara Ave. Suite 100 Las Vegas, NV 89117 Designations- Certified Residential Specialist (CRS) Accredited Buyer's Representative (ABR) Sellers Representative Specialist (SRS) Certifications- Military Relocation Professional (MRP) Awesome Music Courtesy of: Song: Syn Cole - Feel Good [NCS Release] Music provided by NoCopyRightSounds. Video Link: https://www.youtube.com/watch?v=q1ULJ92aldE Download this track for FREE: http://bit.ly/SynColeFeelGoodDL This Video was Inspired by: https://www.inman.com/2015/04/10/save-big-on-new-construction-secrets-your-buyers-should-know/
Views: 5378 Andrew Finney Team
5 Biggest Home Buying Mistakes You Should Avoid in HINDI
 
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In this video, i will share 5 Biggest Home Buying Mistakes you should avoid as a property buyer. In my opinion, the most critical mistake is if you start property purchase process with price negotiation. The reason being once the price is fixed then you cannot negotiate on other points. The other home buying mistakes are that you should not disclose your budget to the seller. Also, it is important to do the SWOT analysis of the property. Lastly, some of the soft home buying mistakes are that you should not be an emotional buyer or don't come under the pressure tactics of a seller. If you liked this video, You can "Subscribe" to my YouTube Channel. The link is as follows https://goo.gl/nsh0Oh For more such interesting and informative content, join me at: Website: http://www.nitinbhatia.in/ T: http://twitter.com/nitinbhatia121 G+: https://plus.google.com/+NitinBhatia #NitinBhatia #Property #RealEstate
Views: 332440 Nitin Bhatia
Financial Focus: Home loan options to consider
 
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It's the American dream - owning your own home. However, to achieve that dream most of us will need a loan. Our partner at Carlson Financial explains some different home loan options to consider.
Views: 19 KOAA 5
Is buying a home right for you?
 
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To rent or to buy? It's the age-old question. And the answer depends on your needs and situation. For some, owning is the best option. But for others, renting is the much smarter choice. That's why it's important to know the advantages and disadvantages of renting vs. buying to help you figure out the right answer for you. To learn more and to see more videos, go to https://bettermoneyhabits.bankofamerica.com/en#building-solid-financial-foundation
Views: 12107 Bank of America
Purchase Lease Option Agreements - Using the Correct Contracts
 
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Get your FREE copy of Samuel's Best Selling Book - https://www.property-investors.co.uk/ Receive access to Packaged Property Deals sourced by Samuel - https://www.property-investors.co.uk/packaged-deals And SUBSCRIBE to this channel for more videos!
Views: 14943 Samuel Leeds
Buying A Home In Las Vegas? See What The Average Consumer Will Spend In Upgrades & Options.
 
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Realtor: Chakits Krulsawat  702-319-1092 [email protected] www.LVHomeExperts.com Simply Vegas 1780 W. Horizon Ridge Pkwy #100 Henderson, NV. 89012 GATEWAY MODEL: https://youtu.be/L6CcyaVnZ-A HOMES FOR SALE SUMMERLIN: https://www.lvhomeexperts.com/index.php?advanced=1&display=summerlin&areas%5B0%5D=city%3A%25summerlin%25&areas%5B1%5D=zip%3A%25summerlin%25&areas%5B2%5D=area%3A%25summerlin%25&areas%5B3%5D=neighborhood%3A%25summerlin%25&areas%5B4%5D=county%3A%25summerlin%25&custombox=&types%5B0%5D=1&min=0&max=100000000&beds=0&baths=0&minfootage=0&maxfootage=30000&minacres=0&maxacres=3000&yearbuilt=2015&walkscore=0&keywords=&rtype=grid&page=3 HOMES FOR SALE HENDERSON: https://www.lvhomeexperts.com/index.php?advanced=1&display=henderson&custombox=&types%5B0%5D=1&min=0&max=100000000&beds=0&baths=0&minfootage=0&maxfootage=30000&minacres=0&maxacres=3000&yearbuilt=2015&walkscore=0&keywords=&rtype=grid&page=1 HOMES FOR SALE LAS VEGAS:  https://www.lvhomeexperts.com/index.php?advanced=1&display=las+vegas&areas%5B%5D=city%3A%25summerlin%25&areas%5B%5D=zip%3A%25summerlin%25&areas%5B%5D=area%3A%25summerlin%25&areas%5B%5D=neighborhood%3A%25summerlin%25&areas%5B%5D=county%3A%25summerlin%25&custombox=&types%5B%5D=1&min=0&max=100000000&beds=0&baths=0&minfootage=0&maxfootage=30000&minacres=0&maxacres=3000&yearbuilt=2015&walkscore=0&keywords=&rtype=grid&sortby=listings.visits%20DESC#rslt All INFORMATION IS RELIABLE BUT NOT GUARANTEED. CHAKITS KRULSAWAT ON SOCIAL MEDIA: Instagram https://www.instagram.com/luxury_homes_of_las_vegas/ Google Plus https://plus.google.com/115642657073438467272 Twitter https://twitter.com/chakitskrulsawa?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor LinkedIn https://www.linkedin.com/in/chakits-krulsawat-8ba73089/ Facebook https://www.facebook.com/chakitskrulsawat/ --------- Cameras Used To Shoot Video ---------- https://www.amazon.com/ideas/amzn1.account.AGL2VHIW4V2YKFITHL3WCQSVLOHQ/3V9XUC4CIJM4V _ CKG Merchandise ___ https://teespring.com/stores/chakits-krulsawat?page=1
Views: 15226 Chakits Krulsawat
Your down payment decision when buying a home — consumerfinance.gov
 
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Want to learn more? Check out our tools: Ask CFPB- http://www.consumerfinance.gov/askcfpb/120/what-kind-of-down-payment-do-i-need-how-does-the-amount-of-down-payment-i-make-affect-the-terms-of-my-mortgage-loan.html Owning a Home- http://www.consumerfinance.gov/owning-a-home/ Transcript: The amount you choose to spend on a down payment is an important decision. Your down payment choice affects not just how much cash you have to bring to closing, but also the overall cost of your mortgage. Understand your options so you can decide what’s best for you. In general, making a larger down payment will require more cash upfront, but you’ll have lower monthly payments and your loan will cost less overall. You won’t be borrowing as much money, so there’s less to pay back. You’ll also pay less interest, because you’re paying interest on a smaller loan balance. And if your down payment is 20% or more of the price of the home, you typically won’t have to pay for mortgage insurance. A smaller down payment requires less cash at closing, but you’ll have higher monthly payments, your loan will cost more overall, and you’re more likely to have to pay for mortgage insurance. When deciding what size down payment is right for you, consider how much savings you will have left after you buy. It’s important to have some left for emergencies and repairs. Ask yourself how much you can comfortably afford to pay upfront, how much you can afford to pay each month, and how important it is to you to save money overall. Ask lenders to show you different down payment options using real numbers to choose the down payment that’s best for you.
Views: 13562 cfpbvideo
What are the Steps of Buying a House in California
 
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What is the process to buy a house in California? Working with the right team of professionals during the home buying process is key to a smooth and stress-free transaction. The process of buying a house should be an easy and enjoyable journey. Connect with the team that has your best interest in mind and will communicate with you from start to finish and throughout the home loan process. Speaking with a loan officer to know your options before shopping for a home will ensure your loan will be approved or not. The last thing you want to happen is 3 to 4 weeks into escrow, your loan is denied before of issues with credit, income or source of funds. If you are not in the position to buy a house know, you will at least know what steps you will need to take in order to buy in the very near future. https://youtu.be/29UEP7-CMIM https://www.facebook.com/homeloansranchocucamonga https://www.linkedin.com/in/nathanrufty https://www.youtube.com/user/nathanrufty http://homeloansranchocucamonga.com https://plus.google.com/100150948871082155433/about http://www.nathanrufty.com/Home I Welcome the Opportunity to Assist you with a FHA, VA, USDA, Conventional, Down Payment Assistance or a Jumbo Purchase or Refinance Home Loan. I look forward in hearing or meeting with you, Nathan Rufty Loan Officer NMLS #292056 [email protected] www.NathanRufty.com 909-503-5600 - cell 909-230-4395 - work 909-557-2303 - fax Mountain West Financial 9227 Haven Avenue #110 Rancho Cucamonga, CA 91730
Home Purchase Options with Excellent, Above Average, Below Average and Very Weak Credit
 
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The video focuses on the options available for the purchase of a home listed at 1 million. The down payment used is 25% and the amortization 25 years. The better an applicant's credit, the better an offer we can secure from a Lender. To compare apples to apples, we should look not only at the rate but also at the Prepayment Privilege, Penalty in the event of an early payout, Lender Fee, Term Offered, Broker Fee, Renewal Fee etc. Last but not least given the option, it is always recommended that you select a Lender that offers you the option to convert the interest portion of your monthly payment into an annual tax deduction with the help of the Smith Manoeuvre. The rate will be higher but you will save more because of the fact that you can convert your interest into tax deductible.
Views: 9 Yiannis Andreou
Realtor's Advice on Buying New Construction Homes 🏠 | MELANIE ❤️ TAMPA BAY
 
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Have you fallen in love with one of those perfect model homes in a new construction neighborhood? I love them, too. In this edition of Melanie Loves Tampa Bay, I'm sharing tips on how to be a smart buyer for new houses. Buying a resale house versus new construction are very different processes. #1 - WORK WITH A REALTOR Yes, real estate agents represent buyers all the time on new construction purchases. It can be confusing for you when you go into a model home and sales representatives provide all of the information and answer your questions, but they work for the builder and you should want someone representing you. Many Realtors like myself are familiar and specialize in new construction, and our input is valuable. #2 - UNDERSTANDING THE DIFFERENT COSTS OF NEW CONSTRUCTION You may see that roadside sign that says "Houses Start in the 200s!" Then when you go into the model home, everything available is priced closer to $300,000? That's because the advertised price is for the cheapest model, with no upgrades or lot premium. CONSTRUCTION OPTIONS - Does your builder offer a bonus room option or the option to change a living room to a den, or that extended master bathroom? COSMETIC OPTIONS - These are the fun ones! Going to that design center to pick out your floors and cabinets can be the highlight of the building process, but you can also get a big dose of sticker shock. #3 - NEGOTIATING WITH BUILDERS Builders don't like to negotiate their base prices, they have to keep them similar because they are selling lots of the same models. As long as people are buying their homes, they have no reason to negotiate the price. However, builders are more receptive to negotiating "things" or "credits." Instead of asking for a $10,000 reduction in the price of the house, have your agent ask for a $10,000 credit at the design center that you can use for picking out that gorgeous kitchen. You can also ask for a closing cost contribution. Not every builder is going to give you credits. It depends on how popular their product is, but it certainly doesn't hurt to ask. #4 - CLOSING COSTS Every builder is different, but no matter which one you go with - pay very close attention to the closing costs. Most large builders in Florida push all of the closing costs (except for the real estate fees and a few others) over to the buyer's side. This can be thousands of dollars in extra closing costs that you wouldn't be paying if you were purchasing a resale house. #5 - CONSTRUCTION TIME EXPECTATIONS Say your builder estimates that it will take four months to build your house. That is their goal, but in reality, they can never be entirely sure when that house will be completed. Builders have to deal with weather issues, materials being supplied in a timely manner, contractors doing work correctly, permits, inspections, and so much more. It is a lot to manage and everything doesn't always move along smoothly. I hope this information helps all of you out there thinking about buying a new construction home. Give me a call if you're in the Tampa Bay area, and I'd love to help you! SUBSCRIBE to this channel if you want to learn about real estate, home ownership, or living in the Tampa Bay area: https://goo.gl/XStcGM FOLLOW MELANIE! 📱 http://melanielovestampabay.com INSTAGRAM: https://www.instagram.com/melanielovestampabay/ FACEBOOK: https://www.facebook.com/melanielovestampabay TWITTER: https://twitter.com/melanietampabay SMITH & ASSOCIATES: https://melanieatkinson.smithandassociates.com/ 🎧 LISTEN ON THE GO WITH MELANIE'S PODCAST 🎤 https://anchor.fm/melanielovestampabay ITUNES: https://goo.gl/TGQrW7 SPOTIFY: https://goo.gl/y6T1i4 GOOGLE PODCASTS: https://goo.gl/C7BcAx Melanie is a Tampa Bay area Realtor with Smith & Associates. She loves Tampa Bay area area, houses, and helping clients buy and sell real estate. Email: [email protected] Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084 DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Information provided is subject to change, please consult Melanie directly or another licensed real estate agent to receive the best expertise for your specific situation. The owner of Melanie Loves Tampa Bay will not be liable for any errors or omissions in this information nor for the availability of this information. The owner will not be liable for any losses, injuries, or damages from the display or use of this information.
Home Buying Process: Choosing the Right Home Loan
 
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Your New American Funding Loan Officer will be your go-to person for help when examining your different home loan options... but this video is a good place to start figuring out which home loan is right for you! Call us today: (877) 891-7634
Views: 2192 New American Funding
How to Prepare for a Home Purchase
 
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Whether you are thinking about buying a home someday soon, or far in the future, it is important to learn about the process as soon as possible. The RWM Home Loans team will help you find where you want to live, what kind of property you will want to buy, how much money you would like to put down, and the total loan amount you will need for the property. Before beginning your home search process, it is a good idea to take a look at your financial details and understand the 4 C's: Capacity, Capital, Collateral, and Credit. These are what a lender will look at before approving you for a loan. Capacity is a borrower’s ability to pay back a loan. This includes things like employment, income, and debt. In preparation, refrain from increasing unnecessary debt, show steady income, and be able to prove good job history. There are many loan options available for each borrower’s situation. If you do not think you will qualify for a home loan, it is a good idea to still give us a call because there may be a special loan program just for you. Capital would be the money needed to cover a down payment, closings costs, and any required reserves. Keep in mind that some or all of this money may come from a gift. Our financing and closings cost video will help you with planning how much to save. In many cases you may only need to save for a 3%-5% down payment. There may even be lower down payment options available if you call and ask. Collateral has to do with the property itself that you are looking to purchase. In order to obtain financing it is important that the property you are purchasing is in good shape and habitable. Credit review considers your credit report and your credit history. It is important to make sure you have past credit history. Also, avoid late payments at all costs. A credit score over 620 is best for a wide variety of home loan options, but we may have special programs available for borrowers with a lower score. For any questions about home buying or home financing, you may contact us through our website rwmloans.com or call us at 858-794-2155. We have loan officers and real estate agents available to help you start the process. RWM Home Loans - rwmloans.com Equal Housing Opportunity DRE #01174642, NMLS #79445
Views: 104 RWM Home Loans
Home buying options for Jumbo home loans! Check it out!
 
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Home 🏠 🏡 shopping?? 👍🏽 👍🏽! I can help a low down payment on your JUMBO purchase!! Call 📞☎️ or text📱📲 me directly for more information and get pre-approved in 30 minutes or less😎👍🏽! Let me make it EZ for you! . . . . . #loanofficer #mortgageloans #homeloans #homebuying #homefinance #mortgage #mortgagelender #loan #options #finance #realestate #realtor #realtors #realestateagent #realestateagents #california #free #consultation #jumbo #getpreapproved #ezfundings #ezfundingshomeloans
Views: 0 Sal Ortiz Jr.
Buying A Home In California – First Time Homebuyer tips
 
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If you are in the process of buying your first home or looking for first time buyer tips. Simply: learn how to shop your business to save money wherever you can. It seems a lot of first time buyers simply take the first offer or believe the first thing that is said. If you learn how to shop your business, you will not only get more educated on the home buying process but save some money on your first real estate transaction. Like I said in the video, if you are in Southern California and looking to buy a house, I would love to document the process to post here. All I ask is that you are serious about purchasing a home (maybe even already pre-approved/pre-qualified). Just comment below or shoot me an email! [email protected] Live Trading channel M-F Market Open To Close (Bring Plays & questions): https://www.youtube.com/c/thestockmarket 3 DAY STOCK TRADING BOOTCAMP: https://www.ttfrealestate.com/p/free-stock-trading-bootcamp #RealEstate #BuyingAHome #CaliforniaRealEstate Get your Tastyworks Account here: https://start.tastyworks.com/#/login?referralCode=GZEBKSA4BX The course on what to do with your trading profits (Real Estate): http://www.TTFrealestate.com Get your Tastyworks Account here: https://start.tastyworks.com/#/login?referralCode=GZEBKSA4BX How to start trading options with a small account: https://www.youtube.com/watch?v=hLYTHQBgOW8 Game & Chat with us After hours: http://www.Twitch.tv/TradingFraternity SUBSCRIBE & LIKE for more videos COMMENT below if you have any questions and I will respond or make a video! If you haven't done so follow me on social media! I am most active on Instagram Instagram: http://www.instagram.com/thetradingfraternity Facebook: http://www.facebook.com/tradingfraternity Twitter: http://www.twitter.com/joshanswers DISCLAIMER: These videos are for educational purposes only. Nothing in this video should be construed as financial advice or a recommendation to buy or sell any sort of security or investment. Consult with a professional financial advisor before making any financial decisions. Investing in general and options trading especially is risky and has the potential for one to lose most or all of their initial investment
Views: 2780 Trading Fraternity
Lease any home with purchase options with a one year rental commitment
 
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Now you can lease with purchase option any house available for sale. Our investor buys any house available for sale and leases with a purchase option back to you. Your commitment is only a one year rental. first, last and security moves you in, no down payment required. You can lease up to 5 years and have the option to buy up to 5 years. Once you are qualified, you will know upfront your rental price and purchase price on any home you desire to lease with purchase option. It works great to test an area, fixing your credit, maybe had a short sale or bankruptcy and can't qualify yet for a loan. 24 Hr Pre-recorded information call 305-440-4005 or visit http://realestatepropertiesbroward.com/purchaseoption-2
Down Payment Options for Buying A Home in Los Angeles
 
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The Real Estate White Board with Tyler Harman - "Down Payments" http://www.tylerharman.com Welcome to the latest edition of the Real Estate Whiteboard. Today we are going to talk about down payments. But first I want to talk about prices for a second. They are not getting any cheaper. In fact, they continue to go up. They are going to continue to do that for a few years. So it's time to get in the game and off the bench. If you think about it this way. As a buyer, they are "prices" and every single day the prices get higher and more expensive. But as an owner, they are "values", and you get to watch your value appreciate and build wealth over time without you doing anything. Doesn't that sound a lot better? Also, you're renting right now. What do you think is going to happen with rents? do you think they're going to go down? or at least stay the same? They're high already, they're not going to get any cheaper. If you think they're expensive now, just wait to see what they look like 5 year or 10 years from now. Why wouldn't they go up? It's time to buy a home. Let's talk about down payments. First of all, the main down payment you hear about, is the 20% down payment. In L.A., that's a lot of money. If you're trying to buy a $500,000 home, that's $100,000 for the down payment. If you're trying to buy a million dollar home, that's $200,000. That's a lot of money. Some people have it. Some people have been saving for their down payment for years and years. Some people have their family helping them with the down payment. If they have people to help them, then God Bless. If you have the 20% go for it. But, if you're sitting on the sidelines and saving for the 20% and that's the only thing stopping you from buying. It's time to buy now. You have options. 10%. If you have 10%, you can get a fantastic loan. There are programs out there called 80/10/10 loans. I do them all the time. They have great interest rates, and no mortgage insurance. 5%. If you don't have 10%, you can get another really great loan with only 5% down. There are a few different programs with this kind of down payment. There are loans where you put down 5%, and there's just one big loan, or there are others similar to the 80/10/10 loan where they break it into two smaller loans (80/15/5) to avoid the mortgage insurance. Speaking of, when you hear people talking about mortgage insurance, it's not the worst thing in the world. It's really not. It serves a great purpose. In fact, I might do another video on mortgage insurance (PMI) later on. There are other loans out there with 3% and 3.5% down. One of those is the FHA loan. Everyone knows about the FHA loan. It's great, and really flexible. A lot of people can get help with this loan. There's also the Fannie Mae 3% loan which is really cool. Actually I like this one better. There are a few things we can tweak behind the scenes to keep the payment a little lower so you can afford a little more. These are both really great loans if you only have a small down payment. What if you have no down payment at all, is that the end for you? No. You can actually get a grant to buy a home. There are lenders that work with the City, State, Country and they have programs where they will give you 5% for a down payment to buy a home. How awesome is that? There will be a few hoops you have to jump through, but that's all part of the home buying process, so you just need to get used to jumping through hoops. Even better, there are other loans where you don't need a down payment at all. They will just do the whole loan for you. It's called 100% financing. 0% down. You have to go through classes, they have to make sure you're serious about this, but you can do it. There are options out there. That's what I want you to know today. There are options to buy a home. Today, you don't have the Down Payment excuse anymore. I'm sorry, I ruined it! If you really want to buy something, there are options. And, you don't need to know all the options, you just need to know me. But I need you to reach out to me ; otherwise I can't help you. Reach out to me, and I can get you in touch with my guys and get moving. There's more to it than just the down payment, but that's the start. I want you to know that there are options for you. You can buy a home. What would you buy? I want you to think about that. And then I want you to reach out to me. http://www.tylerharman.com/contact
Views: 3586 Tyler Harman
Down Payment Options When Buying a Home - Mortgage 101
 
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Understand your down payment options with this realtor.com® video covering the basics of a mortgage down payment. We'll show you some options that you could use to buy your own piece of real estate. #Mortgage101 https://www.realtor.com/mortgage-101/ ********* Find your home on https://www.realtor.com ********* Download our mobile app: https://www.realtor.com/mobile ********* Follow us on: Facebook: https://www.facebook.com/realtor.com Twitter: https://www.twitter.com/realtordotcom Instagram: https://www.instagram.com/realtordotcom Pinterest: https://www.pinterest.com/realtordotcom -~-~~-~~~-~~-~- Learn More about the home buying process: "Home Buying 101: How Do I Get Started?" https://www.youtube.com/watch?v=zqZI4ZvjcRM -~-~~-~~~-~~-~- #realtor #realestate
Views: 9882 realtor.com
Zero Down Payment Home Purchase Options in Grand Rapids
 
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Michael Marsman with Treadstone Funding explains. http://www.treadstonemortgage.com/staff/loPage.php?id=10394 With the USDA Rural Development option, you can borrow 100% of the appraised value. This means you don't need to come up with the down payment. In fact, you can actually borrow 2% more than the appraised value, and use the extra to make some light repairs or home improvements. The main requirement for a USDA Rural Development mortgage is that the property must fall within certain geographical areas, outside the city limits of major metropolitan centers. Now, this doesn't mean you have to live "way out in the country." While that is an option if it appeals to you, many areas that fall under the Rural Development umbrella are actually more suburban than you'd expect. As an example, rural development in northern Indiana covers most areas except Gary, South Bend and Fort Wayne. Other villages, towns and areas are eligible. Under the Guaranteed Loan program, USDA Rural Development guarantees loans made by private sector lenders like Treadstone Funding. A loan guaranteed through RD means that, should the individual borrower default on the loan, RD will pay the private financier for the loan. You work with Treadstone Funding and make your payments to us. *no down payment refers to only the cash down payment - it does not include possible fees associated with cash to close (like inspections and escrow funding) Down payment and terms shown are for informational purposes only and are not intended as an advertisement or commitment to lend. Please contact us for an exact quote and for more information on fees and terms. Not all borrowers will qualify. Mike Marsman | Treadstone Funding 25 Commerce Ave SW Suite 100 Grand Rapids, MI 49503 616-774-9160 ext. 55247 NMLS employee number: 138868 USDA Rural Development property eligibility: http://www.treadstonemortgage.com/blog/2014/11/rural-development-loan-online-elligibility-check-grand-rapids-mi/ Treadstone Funding propelled by Neighborhood Loans NMLS 222982 | Equal Housing Lender
Views: 28 TreadstoneFunding
[FHA] FHA loan | FHA loan process [MORTGAGE] FHA Mortgage Loan [Home Loans]
 
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What is an FHA loan? FHA? How does an FHA loan work? The easy FHA process of buying a home with an FHA loan in 2019 and how the entire mortgage loan process works. FHA mortgage loan guidelines change so you'll learn the loan process to get a mortgage loan & FHA loan requirements 2019 California. A mortgage pro's look at FHA loans and the FHA loan requirements and the FHA mortgage industry and how to buy a home using an FHA mortgage and home loans. This home loan video features FHA home loan requirements, what is an FHA home loan FHA mortgage loans FHA mortgage loan of how to buy a home with FHA home loan simple mortgage steps. Mortgage! FHA! Home Loans! Mortgage! FHA First Time Home Buyers - Learn the FHA mortgage loan steps for an FHA or other real estate mortgage loans not only FHA, visit https://www.youtube.com/watch?v=0CZZeaCAt8Q&t=4s Simple mortgage steps at http://www.FireYourLandlord.info for an FHA home loan application online. For an FHA First Time Home Buyer loan, call Chris a Rancho Cucamonga Loan Officer, make it easy! 10 minutes to fill out an FHA home loan application! Learn the Loan process, FHA loans FHA calculate. FHA mortgage loans & FHA mortgage loans in detail and easy mortgage steps & what is an FHA loan? Mortgage loan Program! Easy Home loan for vets and first-time home buyers with FHA loan & VA loans. "Fire Your Landlord"! He explains the FHA loan process for FHA loans & the FHA mortgages 2019 California, including how to qualify for an FHA mortgage. So, having an FHA loan explained how to buy real estate, often with little money down can get you where you want to be! Homeownership through an FHA mortgage! The loan process for FHA home loans is easy. The whole loan video process is why this FHA video is so well liked by potential FHA loan buyers. FHA first time home buyer alert! In today's FHA loan real estate loan market, we know the simple & quick steps to help you Fire Your Landlord®. This FHA loan process video reveals the whole loan truth to what is an FHA home loan mortgage. FHA loans real estate offers FHA home loan application online in this FHA text. FHA home loans are the easiest home loans to qualify in the mortgage industry. Then the FHA loan is explained properly, you'll see that with a low down payment, low credit score, & provable income, you can use an FHA mortgage whether you are a first time home buyer or a seasoned investor, but it must be used for an owner-occupied property only. FHA is still the easiest mortgage to qualify for in the entire mortgage industry. An FHA loan multifamily is available for 2 unit, 3 unit and 4 unit properties with only a 3.5% down payment! These HUD loans are the lowest down payment programs possible to buy a multi-family home! If you have been spending time with the house for rent ads, FHA loans could be your answer to shopping for a home instead! With FHA loans California and mortgage loans FHA loan 2019 may be your best bet and easiest loan to qualify for! One of the reasons that FHA is such a popular loan is it's our simple loan process of how to buy a house in California, it often includes zero down payment FHA loans adding a few extra requirements in down payment assistance programs in 2019. This video is FHA loans explained, what is an FHA loan, how do FHA loans work the FHA loan process, what is an FHA mortgage. The FHA loan process and qualifying for an FHA mortgage and FHA loans is a simpler process from most other loans with easier qualifications. An FHA loan explained correctly can make the difference between a successful close and an aggravating one. FHA Mortgages are insured by the Federal Housing Administration. An FHA mortgage is the easiest whole loan process to use & FHA is the easiest loan to qualify for is an FHA mortgage, which is why FHA loans for first time home buyers have become the best! FHA loans real estate FHA home loans FHA requirements - It will help first time home buyers with FHA loans in California. Be approved for an FHA mortgage! It's an easy loan to FHA calculate! FHA first time home buyer programs! http://www.FireYourLandlord.info for FHA loan application online. Apply online. even FHA Loans bad credit! FHA Loan guidelines for FHA mortgage loans are the same in California and nationally. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ #fha #fhaloan #mortgage Like | Share | Comment and Subscribe Apply online now at http://www.FireYourLandlord.info 5-10 mins to get your process started. FHA loans real estate - whole loan process and Fire Your Landlord! To learn how much mortgage can you can qualify for. Watch https://www.youtube.com/watch?v=wA8QLQysJMg&t=2s For an FHA mortgage, or if you have an FHA loan question, call Chris an FHA Loan Officer! Fire Your Landlord with FHA loans to qualify for FHA! Mortgage loan to buy a home with an FHA Home loan! Chris Trapani NMLS# 240870 Cell: 310-350-2546 EZ Fundings 8577 Haven Ave, Suite 201 Rancho Cucamonga, CA 91730
Views: 94530 Fire Your Landlord
Payment Plans For Buying A House In Ghana
 
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Lets look at some payment plans for buying a house in Ghana. If you are looking to buy a house or a land, there are some unique payment options available that you can consider. In this video I will go over some of those payment options. Note that there are a lot more options that can be explored, I just discuss the common ones in this video Please dont forget to subscribe Contact Phone: +233 (0) 500101369 Whatsapp/imo: +233 (0) 500101369 facebook: www.facebook.com/propertyhunterghana Email: [email protected] #PropertyHunterGhana
Views: 19215 PROPERTY HUNTER GHANA
How to buy a home in Winnipeg - 6 Steps to buying a house or condo
 
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How to buy a home in Winnipeg - 6 Steps to buying a house or condo https://blog.winnipeghomefinder.com/6-important-steps-buying-house-condo/ 1) Find a REALTOR® before buying a house A REALTOR® is far more aware of the real estate market of your locale than you. A skilled real estate agent can prove to be a great help during your house hunting.  There are many reasons why a home buyer should be using their own real estate agent, including: Saving Time Saving Money Being fully represented in their transaction Convenience for more reasons, read Reasons by home buyers should have their own agent. You can find REALTORS® through friends or online. When you meet realtors, enquire about the experience of each and success rate. Make sure to hire one with whom you feel comfortable. Explain to your REALTOR about the aspects which hold priority for you, like schools, neighbourhoods and community groups. Another option is to check your local BBB Reviews, to see if your prospective real estate agent is accredited by the Better Business Bureau. 2) Prepare a budget that includes all extra expenses. When Buying A House, be aware of these common expenses There are a number of extra costs involved in the ownership of a home, such as utility hookups, new appliances and moving. The moving costs always vary, with the average being $1,000. Utility costs for phone and electricity would range from $150 to $250. The survey costs, title insurance and appraisal fees should also be added to your budget.  One helpful tool would be to use a Mortgage Calculator. 3) Prepare for the closing costs. A Real estate agent Burswood, advices buyers to keep aside almost 4% of the home price as the closing costs. One of the major closing costs is the land transfer taxes.  In Winnipeg, its generally accepted advice to set aside 2-2.5% of the price of the home for Closing Costs.  In addition to the Land Titles Transfer Tax, closing costs would include things like legal fees, part of the property taxes (the part of the year when you own the home), and home insurance cost. 4) Apply for pre-approved mortgage. This would help you to set the maximum amount for mortgage and the rates of interest. This would in turn set your budget, prior to your starting it the house hunting. A mortgage application also allows the seller to know that you are really serious about the purchase of a home.  Options include using a bank mortgage specialist, a credit union or a mortgage broker. THE FEELING OF ‘HOME’ IS ONE OF THE PRICELESS IMMEASURABLE VALUES OF OWNERSHIP. FOR TIPS ON HOME BUYING, CLICK THE BIO LINK. #HOMEOWNERS #OWNIT #BETTERTHANRENTING #OWNER #HOMEBUYING #HOMEBUYINGTIPS A POST SHARED BY REAL ESTATE AGENT BO KAUFFMANN (@BOKAUFFMANN) ON OCT 17, 2017 AT 5:29PM PDT 5) Buying a house that you can really afford. You cannot enjoy your life, if the entire money you earn goes for the payment of your home. The minimum amount of down payment is usually 5%. Paying more as the down payment leads to a reduction in your costs. If the down payment is lesser, there is almost no equity left in your home. If the down payment is lower than 20%, you may need mortgage loan insurance. This may result in extra costs and higher rates of interest.  You certainly don't want to be house-poor, but another common mistake is to purchase a house which is actually too small, forcing you to sell within a year or two as your family and needs grow.  Here is a list of 7 of the biggest regrets home buyers have. 6) Inspect the home well. It is wise to examine the house well, before considering it for purchase. In fact, here are 6 top reasons to have a home inspection before you buy. Seek the help of a skilled home inspector, who would help you to detect any major damages. This would also safeguard you from paying additional costs on repair in future.  This is a somewhat self-regulated industry, and nearly anyone with a flashlight and a ladder can call themselves a home-inspector.  Be sure to back-ground check, or better yet: Call me for a referral! -~-~~-~~~-~~-~- Please watch: "How To Hire The Best Real Estate Agent 🏡 Top Listing Agent to Sell Your Home" https://www.youtube.com/watch?v=HjPE4DYA9_w -~-~~-~~~-~~-~-
Views: 350 Bo Kauffmann
Home Buying: Chapter 6 - Are you a homeowner looking for options
 
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Home Buying Workshop: Section 6 of 6 This presentation will help you determine if you are ready to purchase a home, understand the home financing process, and loan options for current home owners. Options For Current Home Owners - Refinancing your loan - Modifying your loan - Purchasing an investment property - Purchasing a second home
Lease Purchase Programs - Home Partners of America, TRIO, Divvy  & Dream America
 
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When someone has to rent because they are not yet in a position to buy a home, BUT they know they want to own a home, LEASE PURCHASE is often an option they look into. #leasepurchase #renttoown #leasewithoptiontobuy For years I advised my clients against doing a lease purchase. While it still isn’t my top recommendation, and depending on their situation, I have come across some companies that offer a lease purchase / lease with the option to buy alternative that are worth looking into. In the video, I share my findings on 4 companies. 1) Home Partners of America - www.homepartners.com 2) TRIO - www.thinktrio.com 3) Divvy Homes - - www.divvyhomes.com 4) Dream America - https://www.dreamamerica.com *I am a preferred/registered agent in GEORGIA with all of the companies listed. If you are interested in seeing if a lease purchase option is right for you or applying to one of the programs, CONTACT ME to get the process started. DISCLAIMER – These are my opinions based on my research. Information is subject to change at any time. Verify information directly with the companies mentioned. I specialize in Gwinnett County, Georgia real estate and surrounding counties. If you're outside of my area, no worries! I will get you in contact with one of my colleagues in your area. *PLEASE rate, comment & subscribe! →Connect with me on SOCIAL MEDIA ♡ FACEBOOK https://www.facebook.com/soldbynat/ ♡ TWITTER https://twitter.com/soldbynat ♡ PINTEREST https://www.pinterest.com/SoldByNat/ ♡ BLOG http://soldbynat.com/blogs/ Visit my website next www.SOLDbyNat.com. I look forward to working with you! To APPLY with me as your agent, click on the link and/or give my name & email - [email protected] Home Partners of America - https://www.homepartners.com/?utm_agent=Natasha%20Bazile&utm_agentemail=info%40soldbynat.com&utm_agentid=E42746F0B8EF98EA&utm_brokerage=Virtual%20Properties%20-%20GA TRIO - Contact me for application tips and info needed Divvy - divvyhomes.com/a/agentnatashabazile Dream America - https://www.dreamamerica.com/home/applyNow/Natasha-Bazile
Views: 2699 SOLDbyNat
Buying New Construction Home Negotiation | Buying New Construction Home Process
 
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VLOGMAS DAY 11-12 Hello Guys, Today I share with you my day helping buyers who are pursuing buying new construction homes. I share with you tips and resources real estate agents can provide to help home buyers in the new construction process. THUMBS UP FOR MORE NEW REAL ESTATE AGENT CAREER VIDEOS Subscribe and come along with me on my adventures as a real estate agent, real estate investor, wife and mom. Grab some coffee and learn how to kick start your own real estate agent dreams. https://goo.gl/7NqKvm _____________________________________________________________ MY 1ST BOOK IS HERE! Blood Sweat & Goals: Finding Your Way as an Entrepreneur http://amzn.to/2lDLnp4 ************************************************************************************************** To start your real estate agent career online check out https://goo.gl/jzaZFe _______________________________________________________________________ Resources I Use in My Business: Marketing Postcards that Get Me Clients: https://goo.gl/PvE3xP (Use my referral link and receive a $50 credit on your first order. Lead Generation Websites: http://nevawilliamson.com/agentwebsites My marketing videos are created using https://goo.gl/pLwggh (Use my referral link and receive 50% discount) My Logos, Video Editing, Administrative Support https://goo.gl/iuEc77 Business Formation/LLC Setup: https://goo.gl/Z9Munk Car Mount http://weav.me/~k5Ol Vlog Camera http://weav.me/~k5OB _______________________________________________________________________________ SEND ME MAIL: Neva Williamson The CAZA Group Keller Williams Realty 11700 Plaza America Drive #150 Reston, VA 20190 Business Inquiries contact me at [email protected] ______________________________________________________________________________ FAQ: Do you provide one on one mentoring? Unfortunately, not at this time. However post your questions on the channel and I will answer. I will also add them in my list of topics to discuss when creating videos. Hello Welcome to my Youtube home. Here I share real estate stories and success strategies that you need to know to be successful in the real estate space. My upload video schedule to my channel is: Sunday – How to Real Estate Invest Tuesday –Virginia Foreclosure Help This is my special series for homeowners in my state of Virginia (VA) to stop the growing number of foreclosures in our state. If you need help stopping a foreclosure on your home in VA contact me at [email protected] to schedule a free private consultation Friday – New Real Estate Agent Help and Advice The opinions expressed are true &my own. This is not a sponsored video. Any links provided may be affiliate links. I only recommend products or services I use personally and believe will be good for your business.
Views: 5820 Neva Williamson
#33 Purchase Options 20% Down vs 5% Down and buy investment property with Wally Elibiary
 
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#MortgageCoach #BeTheBest Watch out Wally Elibiary is turning education and advice into a competitive advantage with spring home buyers in 2019. ++ This example is a 20% down vs. 5% down and buy an investment property http://mortgagecoach.com/wally OR https://mcedge.tv/1ciac1 + WATCH WEALTH TEAM LEADERSHIP with Wally Elibiary https://youtu.be/W8JZ6UKO9RU + WATCH An Amazing First Time Home Buyer Conversation with Kevin Watson https://youtu.be/wY5hLBTVSiw ______________ Sign up for Mortgage Coach today at https://edge.mortgagecoach.com/mc-editor/#signup $90 per month or lose 1 loan monthly Subscribe to our YouTube channel to learn the real-world scripts, strategies and success secrets from top Producers and Leaders: https://www.youtube.com/MortgageCoach... Follow Us Online Here: Facebook: https://www.facebook.com/mortgagecoach LinkedIn https://www.linkedin.com/in/davesavag... Instagram: https://www.instagram.com/mortgagecoach/ Website: http://mortgagecoach.com/ Training Calendar: http://mortgagecoach.com/calendar/
Views: 254 MortgageCoach
Home Buying Loan Options #AskBellco - EP. 14
 
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Bellco's Mortgage Sales Manager, Jamie Slavin, outlines many of the loan options available to a home buyer. #AskBellco
Views: 34503 Bellco Credit Union
Reverse Mortgage for Home Purchase Could Be the Next Big Thing - Right on the Money - Part 3 of 5
 
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Sub Headline: Using Home Equity to Eliminate Mortgage Payments Synopsis: Many seniors are looking for the ideal retirement home to enjoy their golden years. However, many have budget constraints that eliminate their dream home. But, a little-known strategy in the Home Equity Conversion Mortgage Program (HECM) may be able to make senior dreams come true. Reverse mortgage purchase may be the strategy to help purchase your retirement home. Content: A reverse mortgage purchase can help you buy your retirement home. There are a couple of options in this strategy, but the most popular one is paying half the value of the home in cash and never having a mortgage payment. You still have a government-insured mortgage, just not a mortgage payment. For full disclosure, you still have to pay property taxes and homeowners insurance. This is a significant opportunity for those ages 62+ to buy their dream home. You could purchase a home of greater value, but that program assistance stops at the maximum claim set by the government each year. Watch the interview with popular platform speaker, author and leading authority on Home Equity Conversion Programs, Don Graves, as he introduces the reverse mortgage purchase option. It’s important to review this strategy with your retirement advisor and a HECM loan specialist to confirm if this is suitable for your retirement income goals. Many baby boomers prefer not to maintain a mortgage payment in retirement. But it’s been tough for boomers to pay off their mortgage while helping out with their parents’ elder care and their children’s college tuition. But if this strategy turns out to be suitable, it can create cash flow by eliminating mortgage payments and freeing up cash once destined to pay off a new home. If you’re nearing retirement, this is the time to buckle down on spending and start socking away serious money for the cash down payment necessary if this strategy is going to be the centerpiece of your retirement plan. There are other secondary retirement strategies you can incorporate with the reverse home purchase option that has the potential to maximize your money for retirement. Nationally syndicated financial columnist and talk show host Steve Savant interviews popular platform speaker, author and nationally recognized HECM authority Don Graves. Steve and Don talk about the power of HECM strategies in retirement. Right on the Money is a financial talk show for consumers distributed to over 280 media outlets, social media networks and financial industrial web portals. (www.rightonthemoneyshow.com) https://youtu.be/fkSTJLJ4KQI
6 Home Loan options When Buying a Home Gloger
 
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6 Home Loan options When Buying a Home
Kevin Durant SELLS California Home & ALLEGEDLY Makes New Home Purchase In NYC
 
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KD has officially turned down his 31.5 million dollar player option with the warriors, and now, just days before the start of the NBA free agency, he ALSO sold one of his properties…a sure sign of where he’ll land next year. And just to spice things up a bit, the Dallas Mavericks have emerged as a last minute participant in the contest for KD…alongside the knicks and the nets. He might have ruptured his Achilles heel, but he’s not showing any signs of weakness…KD is still a hot commodity, let’s talk about this news. #kevindurant #nba Subscribe ►► http://bit.ly/SubToFumble #thefumble For the latest in sports - Shop Merch : https://teespring.com/stores/the-fumble-goat-series Check out our site: http://www.obsev.com/sports Like us on Facebook: https://www.facebook.com/TheFumble/ Follow us on Twitter: https://twitter.com/FumbleSports Find us on Instagram: https://www.instagram.com/thefumblesports/ Top buzz: https://www.topbuzz.com/user/6488197941394670601/publish The Fumble is sports news for the super fan. We cover everything from the NFL, NBA, MLB, MMA, NHL and every random sporting story in between. We tell you about the history-making plays, what your favorite athletes are up to after-hours, and take an irreverent, no BS take on sports. Watch The Fumble for the good, the bad, and the ugly sides of sports.
Views: 109267 The Fumble
Loan Options for Home Buying
 
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Learn about the different loan options when buying a home. For more information, contact Richard at (310) 482-0173 or visit www.RichardSchulman.com
Views: 27 Richard Schulman
Giving $100,000 To A Homeless Person
 
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THIS VIDEO IS ONE OF OUR BEST VIDEOS TO DATE, I LOVE IT! Download Dragon City Here - https://dragoncity.onelink.me/3213014026/mrbeast FB Lens - https://dragoncity.socialpoint.tv/DragonCity_FBLenses_MrBeast New Merch - https://shopmrbeast.com/ SUBSCRIBE OR I TAKE YOUR DOG ---------------------------------------------------------------- ► FOLLOW BOTH THESE AND I WILL HAVE YOUR KIDS! • Twitter - https://twitter.com/MrBeastYT • Instagram - https://www.instagram.com/mrbeast --------------------------------------------------------------------
Views: 14465280 MrBeast
Experts say lease-purchase options  could potentially solve the foreclosure problem in the real esta
 
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HEADLINE:Ga. company tries to spark real estate recovery CAPTION:Experts say lease-purchase options could solve the foreclosure problem. The AP's Jason Bronis profiles a Ga. company on the forefront of turning foreclosures around and giving troubled consumers a shot at home ownership. (May 28) [Notes:ANCHOR VOICE] ((NATS)) ((SUPER: Lithonia, Ga.)) "Unbelievable." ((TRACK)) ((VO of interior of foreclosed home.)) THIS IS JUST THE KIND OF HOME TIM CABRERA LIKES -- WORN, ABANDONED AND VANDALIZED. ((NATS)) "They got into everything." ((TRACK)) ((VO of interior of foreclosed home.)) IT'S A FORECLOSURE. ONE OF THOUSANDS THAT DOT METRO ATLANTA. ((SOT)) ((SUPER: Tim Cabrera/Pride of Ownership Partners)) "Having a foreclosure is a very hard experience, sometimes they themselves do damage to the property." ((TRACK)) ((VO of Cabrera, exterior of home, interior of home.)) BUT FOR CABRERA, A FORMER MORTGAGE BROKER WHO IS NOW CHIEF OPERATING OFFICER OF PRIDE OF OWNERSHIP PARTNERS, THIS SHELL OF A SINGLE FAMILY HOME ABOUT 20 MILES OUTSIDE ATLANTA HAS A TON OF POTENTIAL. HIS COMPANY IS BUYING FORECLOSED HOMES ACROSS THE REGION AND RENOVATING THEM. ((SOT)) ((Cabrera)) "We'll do whatever we can to get this home looking brand new." ((NATS)) Painting. ((TRACK)) ((VO of homes under renovation, woman in home.)) BUT WHO CAN THEY SELL THESE HOMES TO? FAR TOO MANY BUYERS STILL CAN'T GET A MORTGAGE. SO INSTEAD, THE COMPANY IS LEASING THE HOMES TO CLIENTS LIKE CECILIA ROBINSON. ((SOT)) ((Covered)) "Everything was based on your credit, and because of what happened, my credit was messed up." ((TRACK)) ((VO of woman inside home.)) PRIDE OF OWNERSHIP PARTNERS IS LEASING ROBINSON A THREE BEDROOM HOME -- ONE SHE SOON HOPES TO BUY FROM THE COMPANY. ((SOT)) ((SUPER: Cecilia Robinson/Client)) "It's nice and space. I just love my lake!" ((TRACK)) ((GFX made by Bronis)) HERE'S HOW THE LEASE-OPTION PROGRAM WORKS. LEASES LAST THREE YEARS. HALF OF WHAT TENANTS PAY IN RENT GOES TOWARDS THEIR DOWN PAYMENT. THEY GET FULL CREDIT FOR THREE YEARS WORTH OF RENT PAYMENTS, EVEN IF THEY PURCHASE THE HOUSE SOONER. AND, PRIDE OF OWNERSHIP PARTNERS WORKS WITH CLIENTS TO IMPROVE THEIR CREDIT SO THEY CAN SECURE A FIXED RATE MORTGAGE. ((SOT)) ((SUPER: Arlanda James/Client)) "I saw a pride of ownership sign in the road, and I took the number down. I called, and I couldn't believe what I heard, it sounded too good to be true." ((TRACK)) ((VO of Cabrera, various properties.)) IT ACTUALLY COULD BE VERY LUCRATIVE FOR CABRERA AND HIS BUSINESS PARTNER. IF THE REAL ESTATE MARKET REBOUNDS, THEY'LL OWN PROPERTY HERE WORTH MUCH MORE THAN WHAT THEY PAID. IN THE MEANTIME, CABRERA SAYS, THE COMPANY IS COVERING ITS EXPENSES WITH THE RENT IT COLLECTS, AND HELPING TROUBLED HOMEOWNERS AT THE SAME TIME. ((SOT)) ((Cabrera)) "We are taking a risk, but we believe most people want to own a home, it gives them stability, helps them raise a family." ((TRACK)) ((VO of woman in home.)) AND BY GETTING FAMILIES INTO VACANT HOMES, CABRARA HOPES TO TURN NEIGHBORHOODS AROUND, AND HOPEFULLY SPARK THE KIND OF REBOUND HE'S HOPING FOR. JB, THE A-P, LITHONIA, GEORGIA. You can license this story through AP Archive: http://www.aparchive.com/metadata/youtube/e23179ebdbbdc02c61f6e5d00d3daa48 Find out more about AP Archive: http://www.aparchive.com/HowWeWork
Views: 114 AP Archive
Freddie Mac Home Possible 97 - Home Buying Option
 
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http://unhs.org/ Lisa Hess of Adirondack Bank discusses their new product called the Freddie Mac Home Possible 97, which can turn you from a renter to a homeowner, as well as their partnership with the HomeOwnershipCenter.
Views: 219 CNYs Open House
Purchase Options with US Mortgages
 
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Learn more about these loans here: https://hubs.ly/H0j8G1c0 Purchasing a home should be a 'dream come true' experience. Through the 'Home. Made Simple. Loan' and 'Home Made Safe Down Payment Guarantee™', buying a home IS a dream come true.
Views: 49 US Mortgages
Down Payment Options to Purchase A Home
 
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Do you want to buy a home but think you need $20,000 or more in the bank for a down payment? Hi I’m Crystal Schwartz your Greeley area Realtor with Keller Williams Realty. A National association of realtors survey found that 1 of every 3 first time home buyers are taking 2 years or longer to save for a down payment. Many buyers are citing difficulty in coming up with a down payment due to student loans, credit cards and car debt not to mention our extreme rental costs in the area. Similarly to rising rental costs, home prices have also increased significantly. Average home prices in Greeley have increased $20,000 or more every year in recent years. So in that 2 years a buyer would take to save for a down payment home prices have increased by $40,000. Our interest rate has also increased by almost 1.5% in that 2 years. A chart here shows that cost of waiting. In 2016 our interest rate was around 3.5% now were over 4.5% and approaching 5% quickly. Couple that with 20,000 home price gains every year makes waiting very costly. But there are programs to take advantage of to purchase a home without tediously waiting to save for a down payment costing you further time and money. So how can you make this happen? If you want to live in a rural area outside of Greeley you could look at a USDA loan. This is a no down payment required loan, the closing costs can on occasion be placed into the loan and it has lower interest rates compared to other loans on the market. This loan would allow you to buy a home in Eaton, Johnstown, Milliken, La Salle, Kersey, Ault and other similar towns. If you want to live in Greeley or Evans or a larger town then look towards a CHFA down payment grant. This grant typically covers 3-4% of the purchase price amount towards the down payment requirement. This grant does not need to be repaid but the loan carries a slightly higher interest rate for the available down payment monies benefit. To close a loan with CHFA, you do need to contribute $1,000. This can be your own funds or gifted from a family member or friend. Traditional down payments required for FHA loans are only 3.5% and for conventional loans can be as low as 3% if you already have some money in the bank. Gone are the days of hefty 20% required down payments for a home purchase. Let’s talk about your situation and what program may work best for you! If you want a home of your own let’s make it happen! Make it a great day!
Tesla Model 3 Guide: What to Know Before Buying!
 
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Tesla Model 3 Buyer's Guide: What the Model 3 is all about, how to order & design, and how to prepare for ownership. Ordering a Tesla Model 3? Get FREE Supercharging ➡️http://geni.us/t3sla Best Model 3 accessories on Amazon ➡️http://geni.us/tV1EvF Sections: 0:37 Tesla Model 3 Overview 1:31 Designing & Ordering 7:55 EV Tax Credit 10:36 Preparing for Delivery 13:41 Driving & Traveling 18:20 Software & Touchscreen 22:36 Maintenance & Care 23:48 Conclusion Tesla Model 3 Review: https://youtu.be/47OFb8786ko Model 3 Checklist: http://www.teslachecklists.com/model-3-delivery-checklist Model 3 Overview The #Tesla #Model3 is an all-electric car & currently the most affordable Tesla. It’s one of the best selling mid-size premium sedans in the US. It’s made of aluminum & steel, scoring 5 stars in every safety category. It has the lowest probability of injury by any car ever tested by the NHTSA. It has many unique design elements including an all glass roof, minimalist interior with a 15” center touch screen that controls almost everything, and an exterior with sleek aesthetics that focuses on maximizing aerodynamics. Pricing & Options There are 3 current configurations: Rear Wheel Drive starting at $46,000, Dual Motor AWD starting at $53,000, and Dual Motor Performance starting at $64,000. The Long Range battery on both dual motor options has an estimated range of 310 miles. Mid range battery has an estimated range of 260 miles. The future 2019 base Model 3 will be RWD with a standard range battery of 220 miles for $35,000. The single motor & non-performance dual motor options come standard with 18” Aero wheels (19” Sport wheels upgrade is $1500). All Dual Motor Performance Model 3s come with 20” performance wheels. All Model 3 configurations come with black premium interior package but you can upgrade to white for $1,000. Any paint color besides black will cost at least an additional $1,500. Enhanced AutoPilot is Tesla’s partial self driving feature & costs $5000 when ordering or you can order it after delivery for $7000. All Model 3 purchases require a $1200 destination fee. I think Enhanced AutoPilot is a must if you’re buying a Tesla. I use it every time I drive and get so much use out of it. If you’re getting a non performance Model 3, I’d stick with the Aero wheels because of the slight range efficiency improvement plus you can easily take them off and reveal a nice looking rim underneath. When it comes to choosing the battery & motor, I’d choose the non performance Dual Motor just because of the 300+ miles of range without having to spend extra money for the performance. The dual motor all wheel drive will handle great and it’s plenty fast for almost everyone. I think the 300 mile barrier for range is one of the biggest advantages of the long range Model 3 which is why I chose the Long Range for mine. Federal Tax Credit (Disclaimer: I’m not a tax professional and this is not tax advice. Always consult a professional). The tax credit is like a discount on how much federal income tax you owe for the year you take delivery of your Tesla. To get the full $7500 federal tax credit you must take delivery of your Model 3 before 2019 and you must owe at least that much in federal income taxes. If you owe less than $7500 in federal income tax and take delivery in 2018 you only get credit up to what you owe. If you take delivery during the first half of 2019 you’ll get a federal income tax credit of up to $3750, and if you take delivery in the last half of 2019 the federal tax credit is $1875. Bottom line: the sooner you order your Model 3, the better. Prep & Delivery $2500 down payment. Once VIN is assigned you can apply for loan Delivery estimated anywhere between 4-10 weeks depending on your location & configuration 30 miles per hour of charge with NEMA 14-50 (most popular) 44 miles per hour of charge with Tesla Wall Connector Driving & Charging Charging at home (check w/ electric company to see about off-peak hours or special rates for electric vehicles) Scheduled charging (I set mine at 80% limit for daily driving) Supercharging for road trips (10,000 supercharges worldwide, recharge 170 miles in 30 minutes) Plugshare & Chargepoint Reduced range when driving above 65 mph, accelerating quickly & often, cold weather Software & Touch screen OTA updates Driver profiles Climate control Navigation maps Tesla account online; see supercharger history Smartphone as key Maintenance & Care Comes with basic new vehicle warranty and battery warranty, specific to the type of battery you chose when configuring. 24/7 Tesla roadside assistance during warranty Conclusion #TeslaModel3 is a fantastic car, electric or not. After owning it for over 6 months it’s still the best car I’ve ever driven.
Views: 391106 Andy Slye
Renting vs. Buying a Home (The Better Option)
 
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Should You Rent or Buy A House? In Today's video, I am going through some pros and cons for both buying a home and renting a home. Let me know what you guys think of the pros and cons down in the comment section. Thank you for watching. 🔔 Become a fellow Wealth Builder by subscribing for FREE today! https://goo.gl/AT75ka 📢 By giving a THUMBS UP and SHARING, you can really help the channel GROW! Doesn't cost a thing and it makes a difference! 🌐 Visit the website: https://www.trufinancials.com/ --------------------------------------------- 🔴Want to see more videos?🔴 Cash App Review: https://youtu.be/PWpNhU-5Ck4 Capital One 360 Review: https://youtu.be/I5zj78wmvF8 Pay Off The Mortgage Early: https://youtu.be/WvMULJzZm40 Stop Living Paycheck to Paycheck: https://youtu.be/5ObSGOs8W9Y Check Your Credit Report for FREE: https://youtu.be/hjt3KOVl8UE New to the channel? Check out this Playlist to Get You Started: http://bit.ly/StartHerePlaylist --------------------------------------------- Products and Services I love and recommend: 💵Ebates: https://www.ebates.com/r/TRUFIN10?eeid=28187 💰Ibotta: http://ibotta.com/r/enufcrt 🏦Capital One 360: https://capital.one/2s2ESxr 📦 Amazon books, gift ideas, and even my YouTube setup: https://www.amazon.com/shop/trufinancials 🎓Student Loan Refinance: http://share.splashfinancial.com/trufinancials 📑Wills & Trusts: http://bit.ly/LegalZoomTF 🌐Check out the website for more recommendations https://www.trufinancials.com/resources --------------------------------------------- Disclaimer: Some of the links are affiliate links. Which means if you click on some of the links I will make a small commission at no additional cost to you. This helps keep me making videos and providing value. Thank you for your support!
Views: 443 TruFinancials
HECM for Home Purchase - Let's Get Down to Business – Part 4 of 5
 
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Sub Headline: Home Equity Conversion Mortgage for Home Purchase May Be the Next Big Retirement Strategy Synopsis: Many seniors are looking for the ideal retirement home to enjoy their golden years. However, many have budget constraints that eliminate their dream home. But, a little-known strategy in the Home Equity Conversion Mortgage Program (HECM) may be able to make senior dreams come true. Reverse mortgage purchase may be the strategy to help purchase your retirement home. Watch the interview with nationally recognized mortgage expert, John Mangels. Content: A reverse mortgage purchase can help you buy your retirement home. There are a couple of options in this strategy, but the most popular one is paying half the value of the home in cash and never having a mortgage payment. You still have a government-insured mortgage, just not a mortgage payment. For full disclosure, you still have to pay property taxes and homeowners insurance. This is a significant opportunity for those ages 62+ to buy their dream home. You could purchase a home of greater value, but that program assistance stops at the maximum claim set by the government each year, presently at $626,150. It’s important to review this strategy with your retirement advisor and a HECM loan specialist to confirm if this is suitable for your retirement income goals. Many baby boomers prefer not to maintain a mortgage payment in retirement. But it’s been tough for boomers to pay off their mortgage while helping out with their parents’ elder care and their children’s college tuition. But if this strategy turns out to be suitable, it can create cash flow by eliminating mortgage payments and freeing up cash once destined to pay off a new home. If you’re nearing retirement, this is the time to buckle down on spending and start socking away serious money for the cash down payment necessary if this strategy is going to be the centerpiece of your retirement plan. There are other secondary retirement strategies you can incorporate with the reverse home purchase option that has the potential to maximize your money for retirement. Syndicated financial columnist, talk show host and popular platform speaker Steve Savant features his series on Home Equity conversion Mortgage. Let’s Get Down to Business is an hour-long financial talk show for financial professionals distributed online in 5 ten-minute video press releases Monday through Friday to 280 media outlets, social media networks and industry portals. (www.lifesizesolutions.com) https://youtu.be/uolslFw_W4E
Purchasing A Home? Get $500 Off Closing Costs!
 
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Are you shopping for a home? Starting a family? Need a yard for your dog? Kids moved to college? Tired of paying rent? Moving to a new city? It might be tempting to start hitting open houses every weekend, but before beginning your search, get pre-approved for a mortgage so you can shop with confidence and make a serious offer. Let AmeriSave help you with the process, get you pre-approved and give you $500 off closing costs. We will guide you every step of the way. It’s easy to apply online and get pre-approved, or you can give one of our licensed loan originators a call to answer any questions you may have. AmeriSave is a nationwide lender and we have loan options for nearly every type of home purchase. We created our digital process with your convenience in mind, allowing you to skip a lot of paperwork and check the status of your loan application at any time. Your satisfaction is important to us and that’s why 94% of our customers would recommend us to their friends and family. When purchasing a home, AmeriSave provides expertise at your fingertips. Get pre-approved now.
Loan Options for Buying Your First Home
 
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loan, mortgage, real estate, home buyers, first time home buyer, new homes, new construction, buyers, sellers, real estate agents, real estate, lenders, The National Bank, Bank, family, mother, brother, son, daughter, sister, father, exit homevets, husband, ex, jneka, ross, alfonso, homes for sale, houses, market, interest rate, rates, estate, amazon, lending tree, natural hair, usaa, banking, banker, investment, invest, loan officer, exit real estate, craigs list, alphonso, rate
Views: 73 J'Neka Morrison
Tiny House Reality Check! Watch This Before Building or Buying One
 
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If you're considering building or buying a tiny house, watch this video first! We're talking about 5 really important things you should consider before you decide to start a tiny house project. Tiny House Tours Playlist: https://www.youtube.com/playlist?list=PLslKBpzJILetHWCsUD1joD7D101DV-Rmr Tiny House Stories Playlist: https://www.youtube.com/playlist?list=PLslKBpzJILes1cbAlz-74RAh1SwGSB58J 1) Finances Tiny houses can be a more affordable housing option than a full-sized house, but there’s more to think about than just the price tag of the actual house. For example, how much will you have to pay to buy or rent land to put it on? Will you need a loan to buy or build your tiny house? Will you be building the tiny house yourself or buying from a builder? Make a long term budget for your tiny house lifestyle, and compare it to a long term budget for your current living situation. 2) Location We would definitely suggest doing researching and securing a space to put your tiny house before you start building. If tiny houses are legal where you live, then you should probably have a much easier time finding a place to put your it. In places where the rules are less clear, you should probably think about having multiple options for locations planned in case things don’t work out at one of the locations. 3) Insurance Find out if you can get house insurance before you build or buy in case there are specific requirements to qualify your home for a policy. Maybe your insurance company will only insure a house that was built by a professional, or a house that has some kind of RV certification. Make sure to research this in advance, and find a company (or several) that are willing to insure your tiny house because you don’t want to be stuck with a brand new tiny house that you can’t insure. 4) Climate Climate can have a huge impact on how you build a tiny house, and how enjoyable it is to live in one. In warmer climates, tiny houses can overheat pretty easily. How will you keep it cool? In a colder climate, you may spend a lot more of your time indoors. Will it be enough space? 5) Inputs and Outputs When we live in an apartment or in a house, we don’t often think about where our water and power comes from, or where our waste goes. In a tiny house, you’ll need to plan how you’re going to manage these inputs and outputs. We hope you found these prompts helpful in your tiny house decision-making process :) Thanks for watching! Mat & Danielle ------------------------------------------------------------- STAY IN TOUCH! ------------------------------------------------------------- Blog: www.exploringalternatives.ca Facebook: /exploringalternativesblog Instagram: @exploringalternatives ------------------------------------------------------------- COMMENTS ------------------------------------------------------------- We want our channel and our comments section to be an inclusive space where everyone feels welcome to watch and to contribute. For this reason, comments that are inappropriate or hateful will be reported and/or deleted. Please discuss and debate with respect, and report inappropriate or hateful comments directly to YouTube. ------------------------------------------------------------- SUBTITLES AND CLOSED CAPTIONS ------------------------------------------------------------- Thank you to our subtitle and closed captions contributors! If you would like to contribute subtitles or closed captions to an Exploring Alternatives video, please click here to see which ones need your help: http://www.youtube.com/timedtext_cs_panel?c=UC8EQAfueDGNeqb1ALm0LjHA&tab=2 If you have any questions about adding subtitles and closed captions, please email us at [email protected] ------------------------------------------------------------- SPONSORS ------------------------------------------------------------- We occasionally include paid sponsor messages/integrations in our videos to help fund the channel. We do our best to work with companies and organizations that offer products or services that are in line with our values, and that we think would be interesting and useful to you, our viewers. We will always disclose if we’re promoting products that were given to us for free, or if we’re including a sponsored message in a video. For business or sponsorship inquiries, please email us at [email protected] ------------------------------------------------------------- CREDITS ------------------------------------------------------------- Music & Song Credits: All music in this video was composed, performed, and recorded by Mat of Exploring Alternatives. Editing Credits: Mat and Danielle of Exploring Alternatives Filming Credits: Mat of Exploring Alternatives
Views: 182465 Exploring Alternatives
HOME BUYING OPTIONS
 
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👉 👉 👉 📲 Call Realtor Fred Delgado 602.308.8494 for more info. [email protected] www.FredDelgado.com Loyalty. Passion. Results
Home Partners of America - Lease with Option to Purchase
 
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Lease with Right to Purchase Option with Home Partners of America and Keller Williams - REALTOR, Doug and Jenna DeGroot Watch Hyperion Homes Video - https://www.youtube.com/watch?v=NebFdWEwsjg
Views: 2155 Douglas DeGroot